Home Credit Card I’m going to Disney 15 instances a 12 months — here is why the Disney Visa is in my pockets

I’m going to Disney 15 instances a 12 months — here is why the Disney Visa is in my pockets

I’m going to Disney 15 instances a 12 months — here is why the Disney Visa is in my pockets


My household usually takes a number of Disney holidays yearly. From Walt Disney World and Disneyland to cruises on Disney Cruise Line and even Disney’s resort in Hawaii, Aulani, we adore it all.

It is no secret that Disney locations are costly, however I’ve amassed an arsenal of methods to assist us trim 1000’s off our trip spending yearly.

A few of my methods contain a considerable funding at one level — like changing into a Disney Trip Membership member and buying annual passes to the theme parks — to nab the financial savings, given how steadily we go to. And, in fact, these approaches aren’t proper for the occasional Disney vacationer.


However there’s one low- or no-cost instrument savvy Disney vacationers ought to have of their pockets that may prevent not simply chilly, onerous money however even hours of valuable trip time: a Disney Visa.

Associated: How to economize by renting Disney Trip Membership factors

Get a Disney Visa for the perks, not the rewards

Earlier than we break down the cardboard sorts, perks and rewards for the Disney Visa choices, let’s get one factor straight: It is unlikely that you will come out forward by making a Disney Visa your main bank card. There are many different playing cards with extra compelling rewards for on a regular basis spending.

As a Chicago-based frequent flyer on United Airways, I put most of my spending on the United Membership Infinite Card, which helps me maximize my earnings towards elite standing with United and will get me United Membership entry for my complete household once we fly collectively.

However for normal Disney vacationers, even should you do not use the cardboard for many of your on a regular basis spending, there is a good likelihood it is smart so as to add a Disney Visa to your pockets. Here is what you may get you probably have it — and the way to decide on which Disney Visa is finest for you.

Disney Visa bank cards: Signal-up bonuses and reward-earning potential

Disney Visa Card

The essential Disney Visa Card has no annual payment and at the moment earns a $150 assertion credit score after you spend $500 on purchases within the first three months.

Reward your inbox with the TPG Day by day e-newsletter

Be a part of over 700,000 readers for breaking information, in-depth guides and unique offers from TPG’s consultants.

Disney Visa Card purchases earn 1% in Disney Rewards {Dollars}, that are equal to $1 every and can be utilized a bit like a Disney reward card. Disney Rewards {Dollars} might be redeemed at U.S. Disney parks and resorts, on Disney Cruise Line, at shopdisney.com, and on films at AMC Theatres.


Disney Premier Visa Card

The Disney Premier Visa Card has a $49 annual payment and at the moment earns a $300 assertion credit score after you spend $1,000 on purchases within the first three months.

Disney Premier Visa Card purchases earn 5% in Disney Rewards {Dollars} at disneyplus.com, hulu.com and espnplus.com; 2% again on purchases at gasoline stations, grocery shops, eating places and most Disney areas; and 1% again on all different purchases.

Along with all of the methods to make use of the rewards you probably have the Disney Visa, Disney Premier Visa cardholders may also redeem Disney Rewards {Dollars} for a assertion credit score for air journey bought with the Disney Premier Visa.

Lastly, Disney Bundle Trio subscribers can earn as much as a $13.99 assertion credit score for as much as three months on qualifying subscription purchases, and add-ons totaling $12.99 or extra at disneyplus.com, hulu.com or plus.espn.com.


Associated: Are the Disney Visa bank cards value it?

Find out how to redeem Disney Rewards {Dollars}

To redeem Disney Rewards {Dollars}, you may want a Disney Rewards Redemption Card. As soon as you’ve got signed in to your Disney account on-line and linked it to your Chase Disney Visa card account, you’ll be able to go online to handle your Disney Rewards {Dollars} on-line. You’ll be able to request a Disney Rewards Redemption Card as soon as you’ve got earned $20 in Disney Rewards {Dollars} and proceed to load Disney Rewards {Dollars} onto your card every time you accrue no less than $10, monitor your Rewards {Dollars} steadiness and, for Premier cardholders, redeem Disney Rewards {Dollars} on air journey.

Here is a video explaining redeem Disney Rewards {Dollars} and one other one explaining request your airline assertion credit score.

Perks and reductions for Disney Visa cardholders

When you’re an everyday Disney traveler like I’m, even when the continued rewards do not make this card value your whereas, the perks most likely do. Disney Visa perks include each bank card sorts; some are nice even should you do not spend a lot on the cardboard.

0% annual share charge (APR) for six months on Disney holidays

Cardholders get a 0% annual share charge for six months on choose Disney Resort packages; all Adventures by Disney packages; trip packages at Aulani, A Disney Resort & Spa; and all Disney Cruise Line packages.

This provide is especially compelling when reserving a Disney cruise or Adventures by Disney trip, which might be fairly costly.

Whereas Walt Disney World, Disneyland Resort and Aulani will all usually run promotions all year long, nearly all of Disney Cruise Line and Adventures by Disney package deal costs are usually least expensive on the time of launch, so should you nonetheless want a while to save lots of to your trip, your Disney Visa should purchase you an additional six months to pay with out added charges after snagging the bottom reserving charge.


Associated: Information to Disney Cruise Line ships and itineraries

Save 10% on choose merchandise and eating at Disney theme parks and resorts

Cardholders can save 10% on choose merchandise and at choose eating areas at Walt Disney World and Disneyland theme parks, resorts and at Disney Springs at Walt Disney World and at Disneyland’s Downtown Disney District.

When you are likely to go large on souvenirs and meals on Disney property throughout your holidays, these financial savings can undoubtedly add up. Simply concentrate on the tremendous print — your merchandise buy must be no less than $50 to nab the low cost, and there are fairly a couple of well-liked gadgets and areas excluded, together with Savi’s Workshop – Handbuilt Lightsabers, Droid Depot, and Bibbidi Bobbidi Boutique.

The ten% eating low cost is obtainable at choose eating areas, with notable exclusions, together with alcohol and choose new meals and beverage choices. The low cost can also be not legitimate on sure well-liked dates and holidays.


Larger reductions are provided at a handful of areas at Disneyland and Walt Disney World.

Associated: These are the very best eating places at Disney World

Save 15% on choose guided excursions at Walt Disney World and Disneyland

Cardholders can save 15% on choose guided excursions at Walt Disney World and Disneyland. These embrace “Celebrating Disney100 on the Disneyland Resort Guided Tour,” “Walt’s Primary Road Story Tour,” and “Vacation Time on the Disneyland Resort Guided Tour” at Disneyland; and “Disney’s Keys to the Kingdom Tour,” “Wild Africa Trek,” “Behind the Seeds” and lots of extra at Walt Disney World.

Save 10% on choose recreation experiences at Walt Disney World

Cardholders get 10% off the non-discounted value of recreation experiences like carriage rides at Disney’s Port Orleans Resort and Disney’s Fort Wilderness Resort & Campground, and horseback using at Disney’s Fort Wilderness Resort & Campground.


Onboard Disney Cruise Line reductions

A number of reductions are provided to Disney Visa cardholders on board Disney Cruise Line sailings if you pay along with your Disney Visa:

  • 10% off non-discounted digital pictures packages.
  • 10% off Castaway Cay Getaway Packages — save on snorkeling, bicycle, float and inside tube leases.
  • 10% off choose merchandise purchases of $50 or extra. (Professional tip: When you’re shopping for souvenirs from a number of retailers on board, you’ll be able to pay for all the pieces at a single location should you need assistance hitting the $50 minimal.)
  • 20% off non-discounted massages and facials within the onboard spa on port days solely.

Associated: How to economize on a Disney Cruise

Disney’s non-public island. SUMMER HULL/THE POINTS GUY

Save 10% at shopdisney.com

Disney Visa cardmembers may also save 10% on choose merchandise purchases at shopdisney.com, however be aware that there are quite a few exclusions, and the provide can’t be mixed with any promo codes aside from free transport. To use the low cost, use promo code DRVCMEMBER and pay along with your Disney Visa.

Cardmember photograph alternatives at Walt Disney World and Disneyland

For a lot of Disney parkgoers, character meet-and-greets and photograph ops are a excessive precedence — which may translate to lengthy wait instances.

However a Disney Visa will fast-track you to some unique character experiences at Walt Disney World and Disneyland — with little to no wait. Plus, a Disney PhotoPass photographer shall be available to take pictures, and you will get complimentary digital downloads of your pictures. Be sure to have your Disney Visa with you to point out upon entry.


Here is the place to seek out the Disney Visa Photograph Spots within the theme parks. Make sure to double-check their instances on the date of your go to — they’re usually open for a shorter window every day than different character experiences.

Disney World’s Epcot — World Celebration space, close to the Creativeness pavilion

At this “Disney Character Expertise,” you may usually meet two well-liked Disney characters towards an Epcot backdrop. We have seen Mickey, Minnie, Goofy and Pluto right here. Word that there isn’t any assure which characters you may meet, and since they do change once in a while, it is value checking again on one other date or time throughout your journey to see extra characters.

Disney World’s Hollywood Studios — Star Wars Launch Bay

At this “Star Wars Character Expertise” in Star Wars Launch Bay, Disney Visa cardholders can meet Darth Vader. That is additionally the spot the place all friends can meet Darth Vader, BB-8 and Chewbacca by way of conventional standby queues, with Vader’s queue recurrently posting wait instances of 30-45 minutes. Darth Vader is my household’s favourite character and we attempt to meet him each journey, so despite the fact that we reap the benefits of a lot of different Disney Visa perks, the cumulative time financial savings on this expertise alone would make the cardboard value it to us.


Along with saving your self a few of that valuable trip time, you may additionally find yourself with higher (and free!) photos than should you meet Vader in his standby queue. Within the standby queue, Disney PhotoPass pictures are taken by way of an automatic digicam, whereas within the Visa expertise, you may have a reside photographer.

Disney California Journey Park — Hollywood Land (close to Tremendous Retailer that includes Avengers Campus)

At this “Disney Character Expertise,” you may meet well-liked characters that previously have included Minnie Mouse, Daisy and Sew. As at Epcot, there isn’t any assure who you may meet, however generally it is an unique character you will not get an opportunity to fulfill anyplace else at Disneyland.

Disneyland Park — Star Wars Launch Bay

The inside of Star Wars Launch Bay is at the moment closed at Disneyland, however Disney Visa cardholders can nonetheless get their style of a galaxy far, far-off on the Star Wars Photograph Alternative, which is an out of doors meet-and-greet with Darth Vader.

Cardholder reductions at Disney resorts past the theme parks

Disney Visa cardholders additionally get particular reductions at Disney’s three different resorts nationwide — Aulani, a Disney Resort & Spa; Disney’s Vero Seashore Resort; and Disney’s Hilton Head Island Resort.

  • Save 10% off choose merchandise totaling $50 or extra in any respect three resorts
  • Save 10% off choose eating areas at Disney’s Vero Seashore Resort
  • Save 10% off every of the next at Aulani: Rainbow Reef snorkeling, a create-your-own kapa-inspired T-shirt, and ukulele buy after finishing a ukulele class

Associated: Assessment of Disney’s Aulani resort

How the Disney Visa can prevent cash on Disney Holidays

For a household like mine that takes frequent Disney holidays, the entire perks we have coated to this point are sufficient to make the no-fee Disney Visa worthwhile.

However there’s one potential perk that may make a Disney Visa value it even for a once-in-a-lifetime trip. Lately, Disney has been providing substantial reductions to Disney Visa cardholders on Disney holidays at quite a lot of locations.

Presently, Disney Visa cardholders can save as much as 30% on stays of 5 consecutive nights or extra at Aulani, A Disney Resort & Spa on most dates on this fall.

At Walt Disney World, Disney Visa cardholders can save as much as 35% on stays at choose resorts this summer season.

As Disney Trip Membership members, we not often e book resorts with money, as an alternative utilizing our factors to remain at Disney resorts. Nonetheless, we not too long ago took benefit of an enormous 30% low cost provided to Disney Visa cardholders for an upcoming Star Wars: Galactic Starcruiser voyage. The groundbreaking expertise is, sadly, being shuttered completely on the finish of September, however when the provide was launched, we had been in a position to cancel an present voyage and rebook with the Disney Visa low cost, slashing the value by about $2,300.

This low cost alone would have been properly value getting a Disney Visa for years on finish.


It is value noting that paying for an costly trip package deal along with your Disney Visa can imply dropping out on extra compelling rewards and advantages provided by different bank cards, together with built-in journey insurance coverage. For Galactic Starcruiser, we had been in a position to pay our 20% deposit with a Disney Visa and the steadiness with our United Membership Infinite Card, however for many Disney Visa lodge provides, should you do not pay with a sound Disney Visa Card or Disney Rewards Redemption Card, you may be charged the non-discounted room value to your keep.

Backside line

The majority of my household’s spending would not go on the Disney Visa, and there are many card perks we do not use as a result of we’re additionally Disney Trip Membership and annual passholders, which unlock reductions and advantages of their very own.

However even with all that, we nonetheless preserve the Disney Visa in our pockets as a result of it provides distinctive perks similar to character entry and periodic resort or different reductions that may save a ton of cash when provided on the proper time to your wants. The 0% APR for six months may also be a helpful, money-saving perk on these bigger Disney trip fees.

When you take semiregular Disney holidays, do not have entry to any of those member or passholder reductions, and do not thoughts including one other card to your pockets, the perks and financial savings that include a Disney Visa could make it value your whereas, particularly should you’re in a position to reap the benefits of one of many heftier reductions periodically provided on lodge stays.

And if you’re already a Disney Trip Membership member or annual passholder and go to the theme parks as steadily as we do, even the seemingly small perks like unique character meet-and-greets add up sufficient to make the cardboard value it.

To be taught extra in regards to the playing cards, learn our opinions of the Disney Premier Visa and Disney Visa.

Utility hyperlink: Disney Premier Visa to unlock Disney perks and earn a $300 assertion credit score after $1,000 in spending within the first three months for a $49 annual payment

Utility hyperlink: Disney Visa to unlock Disney perks and earn a $150 assertion credit score after $500 in spending within the first three months for no annual payment



Please enter your comment!
Please enter your name here